Apps are costly to build
Developing, hosting and securing a banking-grade app is out of reach for most small and mid-sized cooperatives.
A nationwide cooperative platform
One Platform.
Many Cooperatives.
Stronger Together.
COOP Central gives every cooperative its own branded mobile app — powered by our secure middleware and modern core banking system. You bring your members and your name. We bring the technology.
- Trusted Cooperatives
- Digital Solutions
- Inclusive Communities
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The challenge
Cooperatives want to go digital — but building alone is hard
Manual and legacy systems
Passbooks, spreadsheets and older core banking systems don’t connect to digital payments and channels.
Members expect mobile
Members want to check balances, pay bills, buy load and transfer funds from their phones.
Security & compliance
Data protection, audit trails and regulatory requirements add weight to every in-house IT project.
The solution
Your Cooperative. Your Own App.
COOP Central is the technology and service provider. We supply the mobile app, middleware, core banking integration and digital services — your cooperative supplies its name, logo, members and trust.
Your logo & colors
Your chosen services
Powered by COOP Central
The platform
Everything a cooperative needs, in one platform
Web portal, mobile app, branch system and third-party APIs all connect through one COOP Central middleware and a unified core banking system.
🏛️
Your Core Banking System
Existing system or a new one set up by COOP Central
COOP Central Middleware
Secure APIs · data management · integration & security · monitoring
📲
Your Branded COOP App
Member app with the services your cooperative selects
Three ways to integrate
☁️ COOP Central Cloud Integration
Connect through our secure cloud middleware — the fastest path for most cooperatives.
🗄️ Existing Core Banking System
Integrate your current core banking system with COOP Central via API.
📤 Manual Data Setup
For cooperatives without a system yet — we assist with data migration and setup.
How it works
Five guided steps to your own COOP App
Cooperatives apply right inside the COOP Central app. Tap a step to see the screen.
Step 1 of 5
Cooperative Information
Go live
Approved cooperatives unlock COOP Central services
Once approved, the cooperative manages members, wallets, QR and transactions — and offers new services that bring income to members.
🏪
Sari-Sari Store Project
Members start their own retail business
🛒
COOP Hub
Products and starter packages
🧾
Bills Pay
Utilities, bills and more
📶
E-Load
All networks and e-wallets
👛
E-Cash In
Add funds to the wallet
💳
Member Debit / Credit Card
Cooperative member card
📊
Reports & Analytics
Transactions and sales reports
🎧
Support & Resources
Help, training and guides
Member experience
Banking in every member’s pocket
Members log in to their cooperative’s own app to see balances and do everyday transactions anytime.
Everyday actions
My Wallet, vouchers, plans, My QR, transfers, pay bills and e-load
Cooperative services
My Cooperative, loans, time deposits, investments and coop products
Stay informed
Announcements, PWI sites, help and support
Why COOP Central
What your cooperative gains
Own brand, no build cost
Your name and logo on an app COOP Central builds and maintains.
Fast, guided launch
Five clear steps from application to a live app.
Core banking ready
Connect your existing system or start fresh with ours.
Security built in
API security, encryption, access control, audit logs and regulatory compliance.
Reports & monitoring
Transaction and sales reports with centralized monitoring.
New income for members
Bills pay, e-load, e-cash in and the Sari-Sari Store Project.
Our network
Our Partner Cooperatives
A directory of cooperatives onboarded with COOP Central — searchable by name, location and type, and filterable by region, cooperative type and status. Approved partners carry a Verified badge.
9Partner cooperatives
6Active members
8Regions served
✓ Verified 
Sample Cooperative
Multi-Purpose Cooperative
📍 Tuguegarao City, Cagayan
✓ Verified 
Laguna Credit Cooperative
Credit Cooperative
📍 Santa Rosa, Laguna
✓ Verified 
Davao Renewable Energy Cooperative
Electric / Energy Cooperative
📍 Davao City, Davao del Sur
✓ Verified 
Cebu Retailers Cooperative
Consumers Cooperative
📍 Cebu City, Cebu
✓ Verified 
Palawan Fisherfolk Cooperative
Fisheries Cooperative
📍 Puerto Princesa, Palawan
✓ Verified 
Benguet Farmers Cooperative
Agrarian Reform Cooperative
📍 La Trinidad, Benguet
✓ Verified 
Metro Manila Consumers Cooperative
Consumers Cooperative
📍 Quezon City, Metro Manila
✓ Verified 
Boracay Community Cooperative
Service Cooperative
📍 Malay, Aklan
Multi-PurposeCreditConsumersAgrarianFisheriesServiceEnergy
ATM & Cards
Financial services for cooperatives and members
Banking · Payments · Cards · Livelihood · Digital Services
- COOP Central ATM access
- Member debit & credit cards (Visa, Mastercard)
- Bills payment via ECPay
- E-load & e-cash in
- Sari-sari store business
- Cooperative solutions
Network partners
MegaLink, Hitachi, PWI, Stitch, Rivvy, DocOnChain, FEdCenter, InnovationPH, PeekUpPay, ECPay, PCEC and partner rural banks
Get started
Launch your cooperative’s own app
Tell us about your cooperative and our team will reach out to guide you through onboarding.
